126 entries, DE 2 to DE 128. A bare number goes straight to that field; anything else searches names and explanations in both languages.
DE 2 PAN (Primary Account Number) LL · 19 · n Copy Cardholder's card number (primary account number).
example 4000001234567899Test-range card number (LLVAR, prefix 16), Luhn-valid
DE 3 Processing Code FIX · 6 · n Copy Nature of the transaction; first 2 digits = transaction type (00 purchase / 01 cash …).
example 000000Purchase, from the default account — decode any value in the DE3 decoder
DE 4 Amount, Transaction FIX · 12 · n Copy Transaction amount, in the currency's minor units (e.g. cents), right-justified with leading zeros, no decimal point.
example 0000000050005000 minor units; with DE49 = 840 (USD, 2 dp) → 50.00 USD
DE 5 Amount, Settlement FIX · 12 · n Copy Amount at settlement.
DE 6 Amount, Cardholder Billing FIX · 12 · n Copy Amount in the cardholder's billing currency.
DE 7 Transmission Date & Time FIX · 10 · n Copy Message transmission time (GMT) MMDDhhmmss.
example 0810093021MMDDhhmmss, GMT: Aug 10, 09:30:21
DE 8 Billing Fee Amount FIX · 8 · n Copy Fee charged to the cardholder.
DE 9 Settlement Conversion Rate FIX · 8 · n Copy Settlement currency conversion rate.
DE 10 Billing Conversion Rate FIX · 8 · n Copy Cardholder billing currency conversion rate.
DE 11 STAN (System Trace Audit No.) FIX · 6 · n Copy System Trace Audit Number: uniquely identifies a transaction within a day; used for reconciliation, lookup, reversal matching.
example 000123Trace number — the key used to match this request to its 0110
DE 12 Local Transaction Time FIX · 6 · n Copy Acquirer local time hhmmss.
example 093021hhmmss at the acquirer
DE 13 Local Transaction Date FIX · 4 · n Copy Acquirer local date MMDD.
example 0810MMDD at the acquirer
DE 14 Expiration Date FIX · 4 · n Copy Card expiration date YYMM.
example 2812YYMM: December 2028 — matches the expiry inside Track 2
DE 15 Settlement Date FIX · 4 · n Copy Date the transaction enters settlement.
DE 16 Conversion Date FIX · 4 · n Copy Date of the FX rate used for conversion.
DE 17 Capture Date FIX · 4 · n Copy Date the transaction was captured.
DE 18 Merchant Category Code (MCC) FIX · 4 · n Copy Merchant Category Code (e.g. 5814 = fast food).
example 5411Grocery stores / supermarkets
DE 19 Acquiring Country Code FIX · 3 · n Copy Country of the acquiring institution.
DE 20 PAN Extended Country Code FIX · 3 · n Copy Country of the primary account number.
DE 21 Forwarding Country Code FIX · 3 · n Copy Country of the forwarding institution.
DE 22 POS Entry Mode FIX · 3 · n Copy POS entry mode: how card data was read — magstripe / chip / contactless / manual.
example 90290 = full magstripe read; 2 = no PIN entry capability — see the DE22 decoder
DE 23 Card Sequence Number FIX · 3 · n Copy Sequence number distinguishing multiple cards on the same PAN.
example 001First card issued under this PAN
DE 24 Function Code / NII FIX · 3 · n Copy Network-internal identifier / function code.
DE 25 POS Condition Code FIX · 2 · n Copy POS condition code: card-present / card-not-present / MOTO etc.
example 00Normal card-present transaction
DE 26 POS PIN Capture Code FIX · 2 · n Copy Whether the POS terminal can accept a PIN.
DE 27 Auth Response Length FIX · 1 · n Copy Length of the authorization response data.
DE 28 Transaction Fee FIX · 9 · x+n Copy Transaction fee, prefixed with a debit/credit indicator.
DE 29 Settlement Fee FIX · 9 · x+n Copy No plain-language note yet — name, format and length above are the definition.
DE 30 Transaction Processing Fee FIX · 9 · x+n Copy No plain-language note yet — name, format and length above are the definition.
DE 31 Settlement Processing Fee FIX · 9 · x+n Copy No plain-language note yet — name, format and length above are the definition.
DE 32 Acquiring Institution ID LL · 11 · n Copy Acquiring institution identification code.
example 424242The ATM owner's institution (LLVAR, prefix 06) — reappears inside DE90 of the reversal
DE 33 Forwarding Institution ID LL · 11 · n Copy Forwarding institution identification code.
DE 34 PAN Extended LL · 28 · ns Copy Extended primary account number.
DE 35 Track 2 Data LL · 37 · z Copy Magnetic stripe track 2 (PAN + expiry + service code).
example 4000001234567899=2812101123450000PAN = expiry (2812) + service code (101) + discretionary data; LLVAR, prefix 33
DE 36 Track 3 Data LLL · 104 · z Copy Magnetic stripe track 3.
DE 37 Retrieval Reference Number (RRN) FIX · 12 · an Copy Retrieval Reference Number: tracks the same transaction across systems; used for refunds/queries.
example 622209000123Retrieval reference number. A common (not mandated) recipe: Julian date 6222 (2026, day 222) + hour 09 + STAN
DE 38 Authorization ID Response FIX · 6 · an Copy Authorization code returned by the issuer on approval.
example 654321Approval code assigned by the issuer
DE 39 Response Code FIX · 2 · an Copy Transaction result: 00 = approved, others are decline reasons.
example 00Approved — every other value is a decline reason; see the DE39 lookup
DE 40 Service Restriction Code FIX · 3 · an Copy Service restriction code.
DE 41 Terminal ID FIX · 8 · ans Copy Acquiring terminal (POS/ATM) ID.
example TERM0001Placeholder terminal
DE 42 Merchant ID FIX · 15 · ans Copy Acquiring merchant ID.
example TESTMERCH000001Placeholder merchant, 15 chars fixed
DE 43 Merchant Name / Location FIX · 40 · ans Copy Merchant name, city and country.
DE 44 Additional Response Data LL · 25 · an Copy Additional response data.
DE 45 Track 1 Data LL · 76 · an Copy Magnetic stripe track 1.
DE 46 Additional Data (ISO) LLL · 999 · an Copy No plain-language note yet — name, format and length above are the definition.
DE 47 Additional Data (National) LLL · 999 · an Copy No plain-language note yet — name, format and length above are the definition.
DE 48 Additional Data (Private) LLL · 999 · an Copy Private additional data, scheme-specific (may contain subfields/TLV).
DE 49 Currency Code, Transaction FIX · 3 · n Copy Currency of the transaction amount (ISO 4217 numeric; sets the decimal places).
example 840USD — this is what gives DE4 its decimal point
DE 50 Currency Code, Settlement FIX · 3 · n Copy Currency of the settlement amount.
DE 51 Currency Code, Billing FIX · 3 · n Copy Currency of the cardholder billing amount.
DE 52 PIN Data (PIN Block) FIX · 16 · b Copy Encrypted PIN block.
example 9A8B7C6D5E4F32108-byte encrypted PIN block, shown as 16 hex chars — synthetic, decrypts to nothing
DE 53 Security Control Info FIX · 16 · n Copy Security-related control information.
DE 54 Additional Amounts LLL · 120 · an Copy Additional amounts, such as available balance or tip.
example 1002840C000000098500Available balance 985.00 USD (LLLVAR, prefix 020)
DE 55 ICC / EMV Data LLL · 999 · b Copy Chip-card (EMV) data in TLV format: ARQC, TVR, issuer data, etc.
example 82023C00950500000480009A032608109C01005F2A0208409F02060000000025009F100706010A03A000009F1A0208409F2608A1B2C3D4E5F607189F2701809F3303E0F8C89F34030200009F3602003C9F37041A2B3C4DBER-TLV, decoded below. LLLVAR prefix here is 174 — hex characters, not bytes (see encoding note)
DE 56 Reserved (ISO) LLL · 999 · ans Copy Reserved (ISO).
DE 57 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 58 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 59 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 60 Reserved (Private) LLL · 999 · ans Copy Private field; commonly carries batch, POS or system information.
DE 61 Reserved (Private) LLL · 999 · ans Copy Private field, defined by each card scheme.
DE 62 Reserved (Private) LLL · 999 · ans Copy Private field, defined by each card scheme.
DE 63 Reserved (Private) LLL · 999 · ans Copy Private field / network data.
Message Authentication Code: verifies message integrity / anti-tamper.
DE 66 Settlement Code FIX · 1 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 67 Extended Payment Code FIX · 2 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 68 Receiving Country Code FIX · 3 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 69 Settlement Country Code FIX · 3 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 70 Network Mgmt Info Code FIX · 3 · n Copy Network management info code (sign-on/off, key exchange).
example 301Echo test; 001 = sign-on, 002 = sign-off, 101 = key change
DE 71 Message Number FIX · 4 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 72 Message Number Last FIX · 4 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 73 Action Date FIX · 6 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 74 Credits Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 75 Credits Reversal Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 76 Debits Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 77 Debits Reversal Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 78 Transfer Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 79 Transfer Reversal Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 80 Inquiries Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 81 Authorizations Number FIX · 10 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 82 Credits Processing Fee FIX · 12 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 83 Credits Transaction Fee FIX · 12 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 84 Debits Processing Fee FIX · 12 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 85 Debits Transaction Fee FIX · 12 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 86 Credits Amount FIX · 16 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 87 Credits Reversal Amount FIX · 16 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 88 Debits Amount FIX · 16 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 89 Debits Reversal Amount FIX · 16 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 90 Original Data Elements FIX · 42 · n Copy Key fields of the original transaction, referenced on reversals and refunds.
example 02000001240810093045000004242420000000000042 digits, five packed subfields — broken out below
DE 91 File Update Code FIX · 1 · an Copy No plain-language note yet — name, format and length above are the definition.
DE 92 File Security Code FIX · 2 · an Copy No plain-language note yet — name, format and length above are the definition.
DE 93 Response Indicator FIX · 5 · an Copy No plain-language note yet — name, format and length above are the definition.
DE 94 Service Indicator FIX · 7 · an Copy No plain-language note yet — name, format and length above are the definition.
DE 95 Replacement Amounts FIX · 42 · an Copy Replacement amounts.
DE 96 Message Security Code FIX · 16 · b Copy No plain-language note yet — name, format and length above are the definition.
DE 97 Net Settlement Amount FIX · 17 · x+n Copy No plain-language note yet — name, format and length above are the definition.
DE 98 Payee FIX · 25 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 99 Settlement Institution ID LL · 11 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 100 Receiving Institution ID LL · 11 · n Copy No plain-language note yet — name, format and length above are the definition.
DE 101 File Name LL · 17 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 102 Account Identification 1 LL · 28 · ans Copy Account identification 1 (for example the account number).
DE 103 Account Identification 2 LL · 28 · ans Copy Account identification 2 (the credit / destination account).
DE 104 Transaction Description LLL · 100 · ans Copy Transaction description.
DE 105 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 106 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 107 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 108 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 109 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 110 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 111 Reserved (ISO) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 112 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 113 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 114 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 115 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 116 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 117 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 118 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 119 Reserved (National) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 120 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 121 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 122 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 123 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 124 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 125 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 126 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
DE 127 Reserved (Private) LLL · 999 · ans Copy No plain-language note yet — name, format and length above are the definition.
Message Authentication Code (secondary).
No matching data element